Product

Everything Arden does today.

Six surfaces. Every item below ships in production today. The roadmap at the bottom is clearly labeled — no bait-and-switch.

01Envelope budgeting

Every dollar gets a job.

Arden uses the YNAB-style envelope method. Income arrives, you assign each dollar to a category, and the app refuses to let you spend a dollar that has no home. Ready to Assignis one number at the top of the page that tells you whether you're done planning the month.

  • Three goal types per category — monthly funding, target balance, target by date.
  • Spending pace indicators — knows whether groceries is on track or running hot.
  • Split transactions — one Costco run, three categories.
  • Age of Money — the YNAB metric that catches paycheck-to-paycheck slips.
ardenmoney.com/budget · April
CategoryAssignedSpent
Groceries$600
$412
Rent$1800
$1800
Transport$220
$168
Eating out$180
$240
Subscriptions$65
$45
Ready to assign$0
ardenmoney.com/net-worth

Net worth · Apr 2026

$78,420

+ $5,210 this month

02Net worth

Every account, every line on the chart.

One chart, one number. Stack contributions transparently underneath so you can see why the line moved. 19 asset classes from checking to crypto to vehicles, with depreciation and amortization handled automatically.

  • 19 asset classes — checking, brokerage, retirement, real estate, vehicles, loans, more.
  • Auto-depreciating vehicles — by purchase date and mileage, no manual entry.
  • Amortization schedules — every loan shows its payoff curve.
  • Milestones that auto-mark — set a goal, Arden marks the day you crossed it.

03Investments

Holdings, live prices, brokerage-grade math.

Every position across every brokerage in one ledger. Tickers auto-refresh from Finnhub at render time — your manual price stays the source of truth, the live price overrides on display. Share-precision math means no penny-rounding lies in your reports.

ardenmoney.com/investments
TickerSharesPriceValueGain
VTI12.482$274.01$3,420.65+ 12.4%
AAPL4.000$198.20$792.80+ 3.1%
BRK.B1.500$420.10$630.15+ 8.7%
BTC0.0240$68,210$1,637.04− 4.2%
VXUS8.250$62.18$513.00+ 2.0%
5 holdingsTotal $6,993.64
  • Holdings dashboard — sortable by gain, weight, cost basis.
  • Buys, sells, dividends, fees — one ledger, share-precision math.
  • Brokerage CSV import — Schwab, Fidelity, Vanguard, E*TRADE, Robinhood.
  • Duplicate detection — checks date overlap before importing.

04Schedule + accounts

See the next 30 days before they happen.

Rent on the 1st. Netflix on the 17th. Salary on the 30th. Arden holds the calendar of every recurring transaction and shows you how each balance will look on each date — without you having to run the math in your head.

  • Per-account register with inline split, transfer, and edit.
  • Inline payee transfers — type the destination account in the payee field.
  • List, calendar, and forecast — three modes, one data set.
  • Closed-account archive — keeps history without cluttering the list.
Upcoming · next 30 days
Apr21

Spotify USA

Subscription · Mon

$− 10.99
Apr24

Apartment rent

Housing · Thu

$− 1,800.00
Apr28

Auto insurance

Transport · Mon

$− 142.50
Apr30

Employer payroll

Income · Wed

$+ 4,250.00
May03

Verizon

Subscription · Sat

$− 78.00
May05

Gym membership

Health · Mon

$− 24.99

05Imports + export

Your data comes in easy. Your data goes out easier.

What comes in

  • CSV — every US bank tested
  • XLSX — Excel and Google Sheets
  • OFX — Quicken legacy format
  • QFX — bank-issued financial exchange
  • Brokerage statements — Schwab, Fidelity, Vanguard, E*TRADE, Robinhood

What goes out

  • CSV — every transaction, formatted
  • JSON — full structured export, including budgets and goals
  • Per-account CSV — single-account exports for accountant handoff
  • Per-month JSON — point-in-time snapshots
See the full import walkthrough →

06On the roadmap

Coming next. Commitments, not claims.

None of the items below ship today. They're here so you know what Arden is growing into — not so you make a purchase decision on features that don't exist yet.

  1. 01

    Plaid auto-sync

    Auto-refreshing bank + brokerage connections, optional and gated by your explicit consent.

  2. 02

    Offline mode

    Work without a network connection. Sync when you're back online.

  3. 03

    Local-first architecture

    Your device as source of truth. The cloud as sync. Read latency near zero.

  4. 04

    Native iOS + Android apps

    Shared design system and data model with the web app, built on the same @arden/core engine.

  5. 05

    Lifetime plan option

    A one-time purchase alternative to the monthly subscription.

  6. 06

    Creator program

    Transparent revenue share for creators covering personal finance.

Everything. One subscription. No upsells.

There are no Pro tiers, no feature gates, no “add-ons.” Everything on this page ships to every paying user.

Start freeSee pricing →